Friday, January 30, 2009

SBA Offers New Online Resources for Small Businesses to Help with Economic Recovery

SBA Offers New Online Resources for Small Businesses to Help with Economic Recovery

WASHINGTON – Entrepreneurs can take advantage of new, free online training and other resources offered by the U.S. Small Business Administration to assist them during this period of economic recovery.

The SBA offers a variety of online courses to assist small businesses in more effectively managing their firms in the current economy. The new course topics, available directly at www.sba.gov/services/training/onlinecourses, include revising business plans to reposition with current conditions, winning customers in a slowing economy, restructuring existing debt, and diversifying your customer base with federal contracts.

The most recently added course is "Downshifting in a Slowing Economy: A Business Planning Guide." This course is designed to help business owners reorganize and streamline their business strategies. Other related business tools include a new automated business plan template, and an assessment and strategies guide for surviving in a slowing economy.

"The SBA is helping small businesses with the resources and tools they need in the current business cycle," said Jeff Andrade, Associate Administrator for Entrepreneurial Development. "In addition, SBA offers a variety of resources and referrals to small businesses uncertain about what to do in the current economy on its Web page on Economic Recovery at www.sba.gov/helpingmainstreet."

Each free course is self-paced, and provides practical guidance on how to stay on top of economic conditions. These and other courses can be accessed from the SBA’s Web site at www.sba.gov/training. To access them, click on "Free Online Courses," then make a selection under the header "Surviving in a Down Economy."

The SBA can also help to find local agency offices and lenders. Business owners can: talk with an SBA representative about financing options and identify local, participating SBA lenders; learn about SBA’s Loan Guaranty Program using an electronic guide with audio and many targeted links; and train with expert counseling and mentoring services by talking with an SBA representative or resource partner about management assistance.

Small Business Gains When The Regulatory Flexibility Act Is Followed

For Release: January 29, 2009

Small Business Gains When The Regulatory Flexibility Act Is Followed

Oversight Of RFA Saves Small Business $10.7 Billion in FY 2008

WASHINGTON, D.C. – The Office of Advocacy of the U.S. Small Business Administration saved American small businesses $10.7 billion in foregone regulatory costs in fiscal year 2008, by helping federal agencies comply with the Regulatory Flexibility Act. The RFA requires agencies to analyze the economic impact of proposed regulations on small entities and consider less burdensome alternatives that still reach the agencies’ regulatory goals.

"Small businesses gain when their voice is heard during the regulatory process," said Shawne McGibbon, Acting Chief Counsel for Advocacy. "When small business is involved in regulatory decision making, more effective and efficient regulations are the result. The Office of Advocacy is proud to bring small businesses’ concerns to the attention of regulators in Washington, and we are especially proud of the $10.7 billion in savings that resulted from our efforts."

Report on the Regulatory Flexibility Act, FY 2008(http://www.sba.gov/advo/laws/flex/08regflx.pdf) outlines federal agency compliance with the RFA, describes agency adherence to Executive Order 13272 that strengthens the RFA, and documents the results of Advocacy’s Regulatory Review and Reform (r3) and Small Business Regulatory Flexibility Model Legislation initiatives.

Other highlights of Advocacy’s efforts include:
* Submitting 33 public comment letters to federal agencies on regulatory proposals,
* Convening 28 roundtables to solicit opinions and concerns of small business stakeholders,
* Delivering the 2008 r3 Top 10 Rules for Review and Reform to agencies for their action, and
* Working with stakeholders in five states to pass regulatory flexibility legislation.

The Office of Advocacy, the "small business watchdog" of the federal government, examines the role and status of small business in the economy and independently represents the views of small business to federal agencies, Congress, and the President. It is the source for small business statistics presented in user-friendly formats, and it funds research into small business issues.

For more information and a complete copy of Report on the Regulatory Flexibility Act, FY 2008, visit the Office of Advocacy website at www.sba.gov/advo.

The Office of Advocacy of the U.S. Small Business Administration (SBA) is an independent voice for small business within the federal government. The presidentially appointed Chief Counsel for Advocacy advances the views, concerns, and interests of small business before Congress, the White House, federal agencies, federal courts, and state policymakers. For more information, visit www.sba.gov/advo, or call (202) 205-6533.

** In order to receive e-mail notices of Advocacy's press releases, monthly newsletter, small business research, statistics, and regulatory news visit http://web.sba.gov/list. **

Report on the Regulatory Flexbility Act, Fiscal Year 2008

Released: January 29, 2009

The Office of Advocacy of the U.S. Small Business Administration reports that it saved American small businesses $10.7 billion in foregone regulatory costs in fiscal year 2008. The Regulatory Flexibility Act (RFA) requires federal agencies to analyze the economic impact of proposed regulations on small entities and consider less burdensome alternatives that still reach the agencies’ regulatory goals. Advocacy works to ensure compliance with the RFA through trainings, roundtables, comment letters, and congressional testimony.

Advocacy's efforts and achievments are outlined in its Report on the Regulatory Flexbility Act, Fiscal Year 2008, found at http://www.sba.gov/advo/laws/flex/08regflx.html . A Research Summary can be found at http://www.sba.gov/advo/laws/flex/08regflx_rs.pdf.

If you have any questions regarding Advocacy’s report, please do not hesitate to contact Jamie Saloom at 202-205-6533.

For more information about the Office of Advocacy, please visit our website at http://www.sba.gov/advo/ or telephone 202-205-6533.

To sign up for Advocacy updates via RSS feed, visit http://feeds.feedburner.com/sba/rAIO

Visit Advocacy's Regulatory Alerts page to learn about and comment on proposed federal rules that may affect small business: http://www.sba.gov/advo/laws/law_regalerts.html.

In order to receive e-mail notices of Advocacy's news releases, monthly newsletter, small business research, statistics, and regulatory communications visit http://web.sba.gov/list.

Check out the online Resource Library from the Central California SBDC

Check out the online Resource Library from the Central California SBDC:

A checklist of things you should consider when starting a business

Information on creating a Business Plan

Information on new technology that may be useful to your business

Helpful resources

Guidance on starting a franchise

See how the CCSBDC can provide you with financing assistance

Important information about law and taxation

Frequently Asked Questions about starting a business

Information on what kind of Business License you need

Information on how to find financing and funding

Check out the online Resource Library from the Alliance SBDC

Check out the online Resource Library from the Alliance SBDC

All publications available through the SBDC with the exception of any relating to government procurement have been developed with support from the US Small Business Administration (SBA). Any opinions, findings, conclusions, or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA.

How to start a Small Business , an on-line book on all aspects of small business development and links to hundreds of business related sites. An excellent resource for a businessman. This is also available in Spanish.

Business Planning:
Business Plan Overview
Business Plan Development Check List
Business Plan Development Worksheet
Purpose of Planning
Why write a Business Plan

Business Startup:
Business Start Up Guide - Generic
Business Start Up Guide
Going into Business Checklist

Financing and Grants:
Grant Article
How Much Money Do I need to Start My Business
How to Finance Your Business
Lender Comparison Table
Personal Financial Statement

Human Resources:
American's with Disability Act Primer
Employment Interview Questions

Marketing:
Marketing Plan Worksheet

Patents, Trade Marks and Copy Rights:
What is a Copy Right?

Small Business and Minority Business Certification:
Disabled Veteran Business Enterprise Certification
SBA 8(a) and SDB Certification
Small Business Certification Program

100's of Small Business Resources Online

America's Small Business Development Center Network's website is full of small business resources. Click on the links below to access hundreds of great resources.

Small Business Digest: Brief, practical articles on small business topics, written by small business experts Rhonda Abrams and Andrew Sherman

For Small Business: Websites that offer information, services and/or products for small business

For SBDC Counselors: Information, services and/or products for SBDC counselors

For Veterans: Business resources for veterans of America's Armed Forces

Disaster Assistance: Information for small businesses to help prepare for and recover from disasters

Federal Government: Federal Government websites with information for small business

Commercial/Organization Sites: Organizations that offer useful information, services and/or products for small business.

State Legislative: State legislative information

Learning Center: Educational information for small buisnesses

Offsite Links: Miscellaneous links to websites for small business

ASBDC: http://www.asbdc-us.org/index.html

Small Business Digest from the ASBDC

This week on the Small Business Digest:

http://www.asbdc-us.org/Resources/SmallBusinessDigest.html

Friday, January 23, 2009

IRS Workshops in California

Small business workshops are designed to help the small business owner understand and fulfill their Federal Tax responsibilities. Workshops are sponsored and presented by IRS partners who are Federal Tax specialists. Workshop topics vary from a general overview of taxes to more specific topics such as recordkeeping and retirement plans. Although most are free, some workshops have fees associated with them. Any fees charged for a workshop are paid to the sponsoring organization, not the IRS.

http://www.irs.gov/businesses/small/article/0,,id=99033,00.html

In addition to state workshops, please visit the SB/SE Virtual Small Business Tax Workshop page for a streaming video of an IRS Small Business Workshop, which provides more detailed instructional lessons.

Please visit the Small Business Video and Audio page for short presentations focused on specific topics that are important to small businesses.

If you live near a state line, please look for workshops in nearby cities of the bordering state.

*All items listed above come directly from the IRS website: www.irs.gov

IRS - Small Business Filing Central

Small Business Filing Season Central is your one-stop assistance center for filing your business returns. Get everything you need on the IRS Small Business and Self-Employmed "Filing Season Central" website! http://www.irs.gov/businesses/small/article/0,,id=134947,00.html

What's Hot In Tax Forms, Publications, and Other Tax Products
Highlights of Recent Tax Changes
Where to File
Tax Fraud Scams
Tax Changes for Businesses

Small Business/Self-Employed Topics
A-Z Index for Business
Small Business Events
Stakeholder Headliners
Small Business Videos
Partners & Stakeholders
Employment Taxes
State Links
Subscribe to e-News
More Topics . .


Alternative Minimum Tax (AMT) Assistant for IndividualsCould you be subject to the Alternative Minimum Tax? Find out by using this simple program.

Business ExpensesBusiness expenses are the cost of carrying on a trade or business. These expenses are usually deductible if the business is operated to make a profit.

e-fileIRS e-file is the safest and most accurate way to file. You get your refund in half the time (even faster with Direct Deposit!) You can file now and pay later. E-file is free for millions of taxpayers.

EFTPS - A Secure Way to Pay All Your Federal TaxesEFTPS (Electronic Federal Tax Payment System ) is a tax payment system provided free by the U.S. Department of the Treasury. Pay Federal taxes electronically – online or by phone.

Filing and Paying Your Business TaxesInformation about which form you may be required to file, where to send your return, and how to pay your business taxes

Publication 553, Highlights of Tax ChangesThis publication highlights tax law changes that take effect in 2007, 2008, and later years. The chapters are divided into sections based on when the changes take effect.

Publication 590, Individual Retirement Arrangements (IRA) This publication discusses individual retirement arrangements (IRAs). An IRA is a personal savings plan that gives you tax advantages for setting aside money for retirement.

Tax Tips for 2009Tax Tips offer concise, easy-to-understand information about a wide range of topics.

The Electronic IRS: File, Pay....and MoreWithin IRS.gov, you can accomplish many things electronically through one single source. The Electronic IRS is a gateway to the many IRS electronic options available.

W-2 Online W-2 Online is a service of Social Security that lets you create, save, print, and submit up to 20 Forms W-2 per W-3 per session on the Internet with no limit on the number of sessions. You may enter State and local data in W-2 Online so that this information is included on Forms W-2 that you can print and distribute to employees.

2008 Small Business Profiles Released!

The latest edition of the Small Business Profiles for the States and Territories is now available. This new edition improves on previous years by providing more information in an easier-to-use format.

A copy of the state profiles can be found at http://www.sba.gov/advo/research/profiles/.
The profiles contain great detail about small businesses at the state level.
They cover the 50 states, the District of Columbia, and the United States, and also provide limited data on the U.S. territories. The profiles show that small businesses are a significant part of every state economy, and they are important employers in every state. Small businesses employ 44% of the workforce in Florida (the low end of the range), and they employ 69.8% of Montana’s workforce (the high end).

California's 3.4 million small businesses provide economic opportunities to diverse groups of people and bring innovative products and services to the marketplace.* This profile from the Office of Advocacy compiles the latest facts and figures on the status and role of small business in the state. Click here to read more about California's Small Business Profile: http://www.sba.gov/advo/research/profiles/08ca.pdf

Friday, January 16, 2009

Find Your Local Small Business Development Center Here!!!

Click here to locate the Small Business Development (SBDC) Center near you!

SBA Offers New Online Resources for Small Businesses to Help with Economic Recovery

Release Date: January 16, 2009
Contact: Cecelia Taylor (202) 401-3059
Release Number: 09-05 FRESNO
Internet Address: http://www.sba.gov/news

SBA Offers New Online Resources for Small Businesses to
Help with Economic Recovery

WASHINGTON – Entrepreneurs can take advantage of new, free online training and other resources offered by the U.S. Small Business Administration to assist them during this period of economic recovery.

The SBA offers a variety of online courses to assist small businesses in more effectively managing their firms in the current economy. The new course topics, available directly at www.sba.gov/services/training/onlinecourses, include revising business plans to reposition with current conditions, winning customers in a slowing economy, restructuring existing debt, and diversifying your customer base with federal contracts.

The most recently added course is “Downshifting in a Slowing Economy: A Business Planning Guide.” This course is designed to help business owners reorganize and streamline their business strategies. Other related business tools include a new automated business plan template, and an assessment and strategies guide for surviving in a slowing economy.

“The SBA is helping small businesses with the resources and tools they need in the current business cycle,” said Jeff Andrade, Associate Administrator for Entrepreneurial Development. “In addition, SBA offers a variety of resources and referrals to small businesses uncertain about what to do in the current economy on its Web page on Economic Recovery at www.sba.gov/helpingmainstreet.”

Each free course is self-paced, and provides practical guidance on how to stay on top of economic conditions. These and other courses can be accessed from the SBA’s Web site at www.sba.gov/training. To access them, click on “Free Online Courses,” then make a selection under the header “Surviving in a Down Economy.”

The SBA can also help to find local agency offices and lenders. Business owners can: talk with an SBA representative about financing options and identify local, participating SBA lenders; learn about SBA’s Loan Guaranty Program using an electronic guide with audio and many targeted links; and train with expert counseling and mentoring services by talking with an SBA representative or resource partner about management assistance.


# # #

National Small Business Week 2009

Release Date: January 16, 2009
Internet Address: http://www.sba.gov/news
National Small Business Week 2009
Save the Date
May 17-19, 2009

SBA to Mark 56th Year with Issue Forums, Receptions, And the Naming of National Small Business Person of the Year

WASHINGTON – The nation’s top entrepreneurs will be hailed at the U.S. Small Business Administration’s National Small Business Week events May 17-19, in Washington, D.C., marking the 56th anniversary of the agency, and the 46th annual proclamation of National Small Business Week.

More than 100 small business owners from across the country will gather for three days of events at the city’s Mandarin Oriental Hotel to be honored for their accomplishments as the nation’s leading small businesses. The highlight of events will be the announcement of the National Small Business Person of the Year.

Men and women also will be recognized their involvement in disaster recovery, government contracting, and their support for small businesses. Awards also will be presented to SBA partners in financial and entrepreneurial development, including SCORE Chapter, Small Business Development Center and Women’s Business Center of the year.

Small Business Week award winners will meet with top agency officials, congressional representatives and national business leaders. The State Small Business Award Winners and recipients of the Champion and other Entrepreneurial awards are nominated by local trade associations, chambers of commerce and business organizations and government agencies.
Media outlets are encouraged to cover National Small Business Week events, and can register online. Additional information on the Small Business Week 2008 events is available at www.sba.gov/sbw.

SBA media contacts for National Small Business Week are Dennis Byrne (202/205-6567, dennis.byrne@sba.gov) and Cecelia Taylor (202/401-3059, cecelia.taylor@sba.gov).

Thursday, January 15, 2009

Where to Obtain a Business License in California

To assist you in finding the appropriate permitting information for your business, the CalGOLD database provides links and contact information that direct you to agencies that administer and issue business permits, licenses and registration requirements from all levels of government.

Click here for more information: http://www.calgold.ca.gov/

Small Business Resources in the Federal Government

Click here for a great list of the federal government's small business resources:

http://www.asbdc-us.org/Resources/FederalGov.html

More Small Business Resources!

Click here to view an excellent list of small business resources online:

http://www.asbdc-us.org/Resources/SmallBusiness.html

Small Business Digest - Ready to Grow Through Franchising? by Andrew J. Sherman

Over the last five decades, franchising has emerged as a leading intellectual properly leveraging strategy for a variety of product and service companies at various stages of development. Recent International Franchise Association (“IFA”) statistics demonstrate that retail sales from franchised outlets comprise nearly 50 percent of all retail sales in the United States, estimated at over nearly one trillion dollars and employing over ten million people in 2002. Notwithstanding these impressive figures, franchising as a method of marketing and distributing products and services is really only appropriate for certain kinds of companies. Despite the favorable media attention that franchising has received over the past few years as a method of business growth, it is not for everyone. There are a host of legal and business prerequisites that must be satisfied before any company can seriously consider franchising as an alternative for rapid expansion.

Continue to read at the ASBDC website: http://www.asbdc-us.org/Resources/SmallBusDigArticle-Franchising.html

Small Business Digest - Spend or Save? Where to Spend Money by Rhonda Abrams

How are you going to spend your company’s money in 2009? With such a dismal US economy, we all naturally want to hold on to every dollar we can. On the other hand, a bad economy means real opportunities for those businesses that have the smarts and the courage to take advantage of it.

Read more on the ASBDC website: http://www.asbdc-us.org/Resources/SmallBusDigArticle-SpendOrSave.html

QuickBooks Blog!

The Intuit Community Blog
Intuit's Community team shares their views about Small Business, and Intuit's products and Services. Check it out!!

http://quickbooks.blogs.com/

Intuit is Offering Free QuickBooks Webinars

Intuit is offering free webinars to help you get the most out of QuickBooks AND your business.

Click here to learn more! http://community.intuit.com/quickbooks/library/watch_listen_learn/webinar_signup

Monday, January 12, 2009

SBA Advocacy Update: Firm Size Data

U.S. Census Bureau employment size of firm data (partially funded by the Office of Advocacy) has been updated for 2006. The data list the number of firms, establishments, employment and payroll by firm size for states and Metropolitan Areas by industry. Data go back to data year 1988, making historical trend analysis possible.

The number of employer firms topped 6 million for the first time in 2006, reaching 6.02 million. The growth in the number of employers has been pretty steady, with declines only occurring from 1990 to 1991 and annual gains over 100,000 only occurring twice in the last twenty years. Small firms (fewer than 500 employees) represent the bulk of the private sector firms, 99.7 percent and 50 percent of the employment.

Data on firm turnover (starts and stops) and job churn will be available for
2005 to 2006 at a later date.

See http://www.sba.gov/advo/research/data.html for data.
Should you need further information, please feel free to contact Brian Headd at (202) 205-6533 or advocacy@sba.gov.

Office of the National Ombudsman Is Available to Assist America’s Small Businesses with Federal Regulatory Enforcement Actions

Release Date: Jan. 12, 2009
Contact: Carol Chastang (202) 205-6987
Release Number: 09-01
Internet Address: www.sba.gov/news

Office of the National Ombudsman Is Available to Assist America’s Small Businesses with Federal Regulatory Enforcement Actions

WASHINGTON – When America’s small businesses face unfair or excessive federal regulatory enforcement actions, the Office of the National Ombudsman at the U.S. Small Business Administration is available to ensure fairness in the enforcement process.

Created by Congress through the Small Business Regulatory Enforcement Fairness Act, the Office of the National Ombudsman’s primary function is to work with small businesses and federal agencies to ensure that regulatory or compliance actions are handled and enforced fairly by all federal agencies.

The National Ombudsman is empowered to receive, substantiate, and report to Congress complaints and comments from small business owners regarding regulatory enforcement actions taken against small businesses by federal agencies.

"The National Ombudsman helps small businesses navigate the seas of federal regulatory enforcement. With a strengthening regulatory paradigm, it is essential that regulatory enforcement be effective, and not excessive,"

National Ombudsman and Assistant Administrator for Regulatory Enforcement Fairness Nicholas N. Owens said. "The National Ombudsman’s focus will continue to enhance transparency for small businesses served, and strengthen the relationship between the small business community and the government."

It is the primary mission of the Office of the National Ombudsman to assist small businesses when they experience excessive or unfair federal regulatory enforcement actions, such as repetitive audits or investigations, excessive fines, penalties, threats, retaliation or other unfair enforcement action by a federal agency.

Also, the National Ombudsman’s office works with 10 regional fairness boards whose membership is comprised of 50 small business owners from across the country. The ONO works closely with more than 35 federal regulatory agencies to resolve complaints about excessive enforcement of federal regulations brought to the attention of the National Ombudsman during hearings and roundtables held in cities nationwide.

Additional information about the Office of the National Ombudsman is available at www.sba.gov/ombudsman.

Live Chat - SBA Helps Small Businesses with Economic Recovery

Release Date: January 8, 2009
Contact: Cecelia Taylor (202) 401-3059
Advisory Number: MA09-01
Internet Address: http://www.sba.gov/news

SBA Helps Small Businesses with Economic Recovery

SBA’s Live Web Chat with Eric Zarnikow, Associate Administrator for Capital Access, Will answer economic recovery questions, Thursday, January 15, 2009, from 1:00 p.m. to 2:00 p.m., ET

WASHINGTON – The U.S. Small Business Administration’s Web Chat series starts the new year with a focus on small businesses and the credit crunch.

SBA Associate Administrator for Capital Access Eric Zarnikow will help small business owners and entrepreneurs get answers to their questions about credit and borrowing and other resources to help them access credit. SBA offers a variety of resources and referrals to small businesses uncertain about what to do in the current economy on its Web page on Economic Recovery at http://www.sba.gov/helpingmainstreet/index.html.

SBA also offers free online training courses on "Surviving in a Down Economy"
and "Strategic Marketing: How to Win Customers in a Slowing Economy,"
and "Retool & Reposition your company - How to Prepare a Business Plan."

These courses are available at
http://www.sba.gov/services/training/onlinecourses/index.html
WHO: Eric Zarnikow, Associate Administrator for the Office of Capital Access at the U.S. Small Business Administration will host the SBA’s January Web chat on the topic "How Small Businesses can Deal with the Credit Crunch."

Participants can chat online and ask questions about real-world strategies to employ during economic downturns, and how they can sustain themselves through the credit crunch.

WHAT: SBA’s Web chat series, providing small business owners with an opportunity to discuss relevant business issues online with experts, industry leaders and successful entrepreneurs. Chat participants will have direct, real- time access to the Web chats via questions they submit online in advance and during the live session, with instant answers.

WHEN: January 15, 2009, 1 p.m. ET
Zarnikow will answer questions for one hour.

HOW: Participants can join the live Web chat by going online to www.sba.gov, and clicking "Online Business Chat." Web chat participants may post questions for Zarnikow before the January 15th chat by visiting http://app1.sba.gov/livemeeting/jan09/index.cfm, and posting their questions online.

Tuesday, January 6, 2009

SBDC Request for Proposals

*PROGRAM ANNOUNCEMENT*

The University of California Merced Small Business Development Center (UC Merced SBDC) requests for proposals (RFP) for the following regions: Kern County Region; Salinas Valley Region; and, San Luis Obispo County Region. The purpose of the RFP is to solicit proposals for the selection of a contractor to operate a Small Business Development Center in the areas listed.
The mission of the SBDC is to provide quality management and technical assistance for existing and potential small businesses resulting in success for the entrepreneur and sustainable economic growth and prosperity for all Central Californians.

The benefits for serving as a SBDC include the following:

  • Direct and measureable economic impact in the local community
  • Visibility for the organization within the community and region
  • Opportunity to provide outreach from the organization to small business in the service area
  • Increased partnership opportunities between the organization, other academic institutions, and economic development organizations in the state and service area
  • Opportunity to strengthen learning opportunities for small businesses and entrepreneurs
  • Funding from federal sources
Private nonprofit corporations, public institutions and local governments, including institutions of higher education, are eligible and encouraged to submit a proposal. A copy of the RFP will be released shortly and can be accessed by downloading the document at http://sbdc.ucmerced.edu.

For additional information, please contact Diane Howerton, Regional SBDC Director, dhowerton@ucmerced.edu; 559.241.6590.